article directory


Home | Top Editorials | Popular Content | Article Directory | Help/Faq's | Submit Articles | Account Login
Editorial Search







:: Main Articles :: Finance / Investing



The Power Of Balance Transfer Credit Cards
Finance / Investing Author: Melanie Simpson
The Power Of Balance Transfer Credit Cards
Steering clear of Credit Card APR Charges

Together with paying interest on the money you borrow when utilizing a credit card, there are an assortment of fees that can find yourself costing you some important change. Nevertheless by going through your cardholder details and following some simple steps, many charges might be avoided.

If You Have Defaulted or Paid Your Credit Card Bills Late Before

Under common default, bank card issuers can boost your interest rates if you are late with payments or funds to another lender. To see if common default may apply to you, check your cardholder settlement that goes into "defaults".

Take a look at your credit report. If it shows default pricing it's a hint that your card issuer has a typical default policy.  In case you're frightened about common default, avoid this type of credit card.

Double-Cycle Billing Technique Explained

The double-cycle billing method happens when the credit card issuer takes your previous and current month's balances into account and charges interest on both months.

There are some cards that use the two-cycle billing method on your credit cards APR. To check if it does check the credit card agreement which refers to "Average Daily Balance" billing to see how interest is calculated. In regards to credit card default, paying your credit card on time efficient way to avoid this practice.

Methods To Avoid Late Charges

Credit card users most likely already understand the late fees which can be charged for not getting a payment in on time but they may not know of one of the best methods to avoid them.

One of the best instruments for avoiding credit card late fees and jumps in APR is going on the web.  One methodology is for cardholders to setup payments ahead of time. The cardholder can go to the card issuer's website to make a minimal payment online far ahead of the billing due date. As the due date approaches, if they are in the position to do so they can go ahead and make their monthly payment.

If you know that you can't make payments on time, make a call to alert the credit card issuer ahead of time may help you to catch a break on late fees.

Credit Cards Balance Transfers May Include Fees

Balance transfer credit cards fees are one cost customers should to be aware of. These charges are usually are percentage of the balance transfer amount, however with no cap on charges for a large transfer, they may end up being very expensive.
Total Views: 495 | Approx word count : 450 | 09/03/2010
Writers Resource: Providing advice and strategies to help you find the best 0 credit cards offer. Search through credit card deals: gasoline credit card, low APR credit cards, balance credit cards, cash back cards and more. 0CreditCards.org provides advice and strategies to help you find the best 0 credit cards offer. Search and compare credit card deals: gasoline credit card, low APR credit cards, balance credit cards, cash back cards and more to find the most suitable credit card fast.





MarketersDomination Related Articles
Your Car Insurance Premiums Are Directly Affected By How You Drive By: Evan Povich - @import url(php.css); To locate cheapest auto insurance you've got to know what the insurance companies are looking for in a great driver. If you think that each and every individual will pay a similar auto insurance costs think again. That's...
Get Out of Your Financial Distress Using Payday Loans By: Elisheva Wiriaatmadja - Payday loans are an easy ways to grab some fast cash. Usually, you just fill out a simple application, and get a cash advance in your hands that day. Many people love them because you can get one quickly, and it will ease the burden of making it thro...
3 Solid Tips on Finding Inexpensive Term Life Insurance Online By: Evan Povich - You may or may not have already discovered that Permanent Life Insurance is a bad deal to begin with and decided to purchase low cost life insurance When you compare term life insurance vs whole life there is only one type of insurance to buy an...
Public Service Workers Take Advantage of Student Loan Forgiveness Programs By: Elisheva Wiriaatmadja - Have you just graduated from college? Are you now facing the burden of your student loans just as millions of other graduates are? Are you also facing the sad fact of high unemployment rate in the United States today? If you answer yes to all of the ...
The Price of Gold Hits All Time Highs Above $1,600 By: Elisheva Wiriaatmadja - The price of gold reached as high as $1,603.40 an ounce before slowing down in order to trade only at the $1,600 level. The latest European nation to see its bond market come under heavy selling pressure, Italy, caused a surge in the price of the ...
How Do You Get Out Of Your Cash Advance Crisis? By: Elisheva Wiriaatmadja - With these harsh economic times, getting a cash advance or payday loan on your next pay check is a great way to let go of the agony that your family is facing. By filling out a simple application, you can have cash in your hand within a day, in many ...
Home | Top Editorials | Popular Content | Article Directory | Support | Terms | Privacy | Account Login

Article Marketing | Article Directory | Article Spinning | Content Syndication | Article Distribution

© 2017, All Rights Reserved.
All other copyrights belong to their respective owners. Internet Marketing Forum